Blackjack Rules

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The game of casino blackjack, or 21, is by far the most popular table game offered in gambling establishments. If you are unfamiliar with the rules of casino blackjack, or simply need some clarification on the finer points, you've come to the right place! This page will tell you everything you need to know to play the game, and describe the various rules that can differ from one casino to another.

Object of the game
The basic objective of the game is that you want to have a hand value that is closer to 21 than that of the dealer, without going over 21. Other players at the table are of no concern. Your hand is strictly played out against the hand of the dealer. The rules of play for the dealer are strictly dictated, leaving no decisions up to the dealer. Therefore, there is not a problem with the dealer or any of the other players at the table seeing the cards in your hand. Indeed, if you're playing at a shoe game, the player cards are all dealt face up. In any event, when you're just learning to play, don't hesitate to show the dealer or other players your cards and ask questions.

Choosing a table
Before playing the game, you'll need to find an appropriate table at which to play. If you're a newcomer to this process, there are a few items to keep in mind. You'll want to pay attention to several details about each table that you approach. The most important item is the sign declaring betting limits. Both the minimum and the maximum allowable bets should be clearly posted on a sign on the table_top. Look around to find a table that suits your bet sizes. Often, you'll find that the lower limit ($3 or $5) tables are quite crowded. In most casinos, the signs are color_coded to match the minimum bets posted on them: Next, you'll want to make sure that the table you have selected is actually for blackjack, and not another of the various table games offered at the casino. Blackjack tables will almost certainly have the phrase "Blackjack pays 3 to 2" printed on the table felt. The next item to observe is the type of game being dealt. Beginners are usually better off playing the "shoe" games where 6 or 8 decks are used. The advantage for beginners in this game is that all of the player's cards are dealt face_up in front of each player, and the dealer can help with playing questions and decisions.

Buying chips
Once you are seated at a table, you'll need to purchase some chips from the dealer for your bets. Wait for a break in the action, and place your cash out in front of you on the table felt. (Some casinos might make you wait until the dealer shuffles to join the game.) An appropriate buy_in amount is anywhere from 10 to 20 times your average bet. Don't try to hand your cash to the dealer. For security reasons, he can't take anything from your hands. Simply lay the cash on the table; he'll pick it up and change it for an equal value of playing chips. You won't be getting any change back either. He'll change the entire amount, push the chips across the table to you. Take a quick look at the chips to make sure that you know the values, and that you were given the correct amount for your cash. If you have any questions, just ask the dealer. Part of his job is to help players learn the game.

Values of the cards
In blackjack, the cards are valued as follows: An Ace can count as either 1 or 11. The cards from 2 through 9 are valued as indicated. The 10, Jack, Queen, and King are all valued at 10.

The suits of the cards do not have any meaning in the game.

The value of a hand is simply the sum of the point counts of each card in the hand. For example, a hand containing (5,7,9) has the value of 21. The Ace can be counted as either 1 or 11. You need not specify which value the Ace has. It's assumed to always have the value that makes the best hand. (A hand that contains an Ace is called a "soft" total if the Ace can be counted as either 1 or 11 without the total going over 21.)

Making a bet
On the table felt in front of your position, you'll find a circle or box for your bets. Before each hand begins, place your desired bet into the circle in one stack. If you are betting multiple denominations of chips, place the larger valued chips on the bottom of the stack, and the smaller value chips on top. Once the cards have been dealt, you aren't allowed to touch the bet in the circle. If you need to know how much you have bet for doubling or splitting (explained later), the dealer will count down the chips for you. Once the hand is over, the dealer will move around the table to each position in turn, paying winners and collecting the chips from losing hands. After the dealer has paid you, you can remove your chips from the circle, and place your next bet. If you want to let your winnings “ride”, you'll need to form one stack of chips from the two or more stacks on the table after the dealer pays you.

The deal of the cards
Once all the bets are made, the dealer will deal the cards to the players. He'll make two passes around the table starting at his left (your right) so that the players and the dealer have two cards each.
In the shoe games, the players cards will be dealt face_up, and the players are not allowed to touch the cards. If you're just beginning, you'll probably want to start at the shoe game where you don't have to worry about handling the cards.

In the hand_held games, the player's cards are dealt face down, and the players pick up the cards. When handling the cards in a hand_held game, here are a few important things to remember. You are only allowed to touch the cards with one hand. You must keep the cards over the table. Any cards that the dealer subsequently deals to your hand must be left on the table, not added to the cards in your hand. Once the cards are dealt, play proceeds around the table, starting at the first seat to the dealer's left, also called first base. Each player in turn indicates to the dealer how he wishes to play the hand.

How the dealer plays his hand
The dealer must play his hand in a specific way, with no choices allowed. There are two popular rule variations that determine what totals the dealer must draw to. In any given casino, you can tell which rule is in effect by looking at the blackjack tabletop. It should be clearly labeled with one of these rules: "Dealer stands on all 17s": This is the most common rule. In this case, the dealer must continue to take cards ("hit") until his total is 17 or greater. The dealer has no choices to make in the play of his hand. He cannot split pairs, but must instead simply hit until he reaches at least 17 or busts by going over 21. If both a player and the dealer make blackjack, the hand is a tie or push. The dealer will usually pay your winning blackjack bet immediately when it is your turn to play. In the face down games, this means that you should show the blackjack to the dealer at that time.

Surrender
One of the least common decisions, but it is appropriate to begin with surrender, because this decision must be made before any other choice about playing your hand. Surrender offers you as a player the choice to fold your hand, at the cost of half of the original bet. You must make that decision prior to taking any other action on the hand. For example, once you draw a third card, or split, or double down, surrender is no longer an option.

Hitting/Standing
The most common decision a player must make during the game is whether to draw another card to the hand ("hit"), or stop at the current total ("stand"). The method you use to indicate your decisions to the dealer depend on which kind of game you are playing.

In the face_up shoe game, you indicate that you want another card by tapping the table behind your cards with a finger. You'll be required to make the hand signals, rather than just announcing "hit" or "stand" to the dealer.. If you go over 21, or "bust", the dealer will collect your bet, and remove your cards from the table immediately. When you decide to stand, just wave your hand in a horizontal motion over your cards. The descriptions are a lot tougher than the actual play. Just pay attention to what other players are doing and you'll fit right in.

Doubling Down
Among the more profitable player options available is the choice to "double down". This can only be done with a two card hand, before another card has been drawn. Doubling down allows you to double your bet and receive one, and only one, additional card to the hand. If you are playing in a face_down game, just toss the two cards face_up on the table in front of your bet. In either type of game, add an additional bet to the betting circle. Place the additional bet adjacent to the original bet, not on top of it. The dealer will deal one additional card to the hand. Players are allowed to double down for any amount up to the original bet amount, so you could double down "for less" if you wanted.

Splitting Pairs
When you are dealt a matching pair of cards (remember, ignore the suits), you have the ability to split the hand into two separate hands, and play them independently. Let's say you are dealt a pair of eights for a total of sixteen. Sixteen is the worst possible player hand, since it is unlikely to win as is, but is very likely to bust if you draw to it. If you get additional pairs (in the first two cards of a hand), most casinos will allow you to resplit, making yet another hand. The most common rule allows a player to split up to 3 times, making 4 separate hands, with 4 separate bets. If double after split is allowed, you could have up to 8 times your initial bet on the table if you chose! Some casinos restrict resplitting, and some allow unlimited splitting. Splitting Aces is a very strong player move, so the casino restricts you to drawing only one additional card on each Ace.

Insurance and Even Money
Insurance is perhaps the least understood of all the commonly available rules for Blackjack. This is not necessarily a bad thing because the insurance bet is normally a poor bet for the player, with a high house advantage. However, that's not always the case.

If the dealer turns an up_card of an Ace, he will offer "Insurance" to the players. Insurance bets can be made by betting up to half your original bet amount in the insurance betting stripe in front of your bet. The dealer will check to see if he has a 10_value card underneath his Ace, and if he does have Blackjack, your winning Insurance bet will be paid at odds of 2:1. ) This is why the bet is described as "insurance", since it seems to protect your original bet against a dealer blackjack. Of course, if the dealer does not have blackjack, you'll lose the insurance bet, and still have to play the original bet out. The basic strategy player should simply never take the insurance bet, even the "even money" variety. “Card counters” on the other hand can often detect situations where more than one_third of the remaining cards are ten_valued, and the bet is then a profitable one. So, unless you know the bet is favorable, just ignore it.

Cashing in
When you're finished playing, you'll want to take your chips to the cashier to exchange them for cash. If you have groups of smaller denomination chips in front of you, the dealer will probably want to "color up" your chips. This simply means exchanging groups of smaller denomination chips for larger valued chips. Wait until the end of a hand, then simply push your chips out in front of you between the betting boxes, so it can't be confused for a bet. The dealer will count down the chips, and return to you a smaller stack of chips of equal value. You can take these to the cashier for cash, or to another table for more play.

That's really all there is to know. If you've never played the game before, it can be a little intimidating at first. Just sit down at a table with a friendly_looking dealer and give it a try. After 10 minutes, all these details will be easy. Like many things, it's easier done than said!

Good luck!